Home Loan Rates
Security Service Federal Credit Union offers competitive mortgage and home equity loans in Texas, Colorado, and Utah.
Home Loan Rates
Power Mortgage Rates
| Product | Points | APR† | Rate as low as... | Payment example | |
|---|---|---|---|---|---|
| 30-Year Fixed * | 0% | 5.058% | 5.000% | $724.71 | Apply |
| 30-Year Power Rate Fixed * | 0% | 4.641% | 4.500% | $684.03 | Apply |
| 20-Year Fixed * | 0% | 4.827% | 4.750% | $872.4 | Apply |
| 15-Year Fixed * | 0% | 4.596% | 4.500% | $1032.74 | Apply |
| 15-Year Power Rate Fixed * | 0% | 4.114% | 3.875% | $990.14 | Apply |
| 10-Year Fixed * | 0% | 4.511% | 4.375% | $1391 | Apply |
*Rates may be significantly different for cash-out refinance transactions. Based on a $135,000 Loan Amount with a 80% LTV and FICO>=740. Payment examples do not include taxes and insurance premiums; actual payment may be greater.
Jumbo Power Rates
| Product | Points | APR† | Rate as low as... | Payment example | |
|---|---|---|---|---|---|
| 30-Year Power Rate Fixed Jumbo * | 0% | 4.610% | 4.500% | $3242.79 | Apply |
| 15-Year Power Rate Fixed Jumbo * | 0% | 4.061% | 3.875% | $4694.01 | Apply |
*Rate and term refinance only. Based on a $640,000 Loan Amount with an 80% LTV, 1% origination fee and FICO>=740. Payment examples do not include taxes and insurance premiums; actual payment may be greater. Jumbo mortgage loans are mortgages in excess of $453,100 up to a maximum of $3,000,000 per loan.
Jumbo Power Mortgage Rates
| Product | Points | APR† | Rate as low as... | Payment example | |
|---|---|---|---|---|---|
| 30-Year Fixed Jumbo * | 0% | 5.026% | 5.000% | $3435.66 | Apply |
| 20-Year Fixed Jumbo * | 0% | 4.784% | 4.750% | $4135.83 | Apply |
| 15-Year Fixed Jumbo * | 0% | 4.542% | 4.500% | $4895.96 | Apply |
| 10-Year Fixed Jumbo * | 0% | 4.434% | 4.375% | $6594.36 | Apply |
*Rate and term refinance only. Based on a $640,000 Loan Amount with an 80% LTV and FICO>=740. Payment examples do not include taxes and insurance premiums; actual payment may be greater. Jumbo mortgage loans are mortgages in excess of $453,100 up to a maximum of $3,000,000 per loan.
Lot/Land Rates
| Product | Points | APR† | Rate as low as... | Payment example | |
|---|---|---|---|---|---|
| Land 15 YR Fixed * | 0% | 6.867% | 6.750% | $1194.63 | Apply |
* Based on a $135,000 Loan Amount with a 80% LTV and FICO>=740. Payment examples do not include taxes; actual payment may be greater.
Construction Loan Rates
| Product | Points | APR | Rate as low as... | Payment example | |
|---|---|---|---|---|---|
| 1XClose 30 YR Fixed * | 0% | 5.103% | 5.000% | $562.5 | Apply |
| 1XClose 15 YR Fixed * | 0% | 4.679% | 4.500% | $506.25 | Apply |
* Based on a $135,000 Loan Amount with a 80% LTV and FICO>=740. Payment examples do not include taxes; actual payment may be greater.
Home Equity Rates
| Product | Years | APR | Payment example | |
|---|---|---|---|---|
| Second Lien 100% Combined Loan to Value | 10 | 6.548% | $561.15 | Apply |
| Second Lien 100% Combined Loan to Value | 15 | 6.610% | $432.54 | Apply |
| Second Lien 100% Combined Loan to Value | 20 | 7.082% | $384.65 | Apply |
| Second Lien up to 80% Combined Loan to Value | 10 | 6.040% | $548.6 | Apply |
| Second Lien up to 80% Combined Loan to Value | 15 | 6.104% | $418.96 | Apply |
| Second Lien up to 80% Combined Loan to Value | 20 | 6.576% | $369.85 | Apply |
Based on a $50,000 loan amount with up to 100% combined loan-to-value (CLTV).
HELOC Rates
| Product | APR | |
|---|---|---|
| Home Equity LOC | 3.990% | Apply |
| Home Equity LOC Interest Only | 3.990% | Apply |
Rates subject to change.
Financing available for properties in Texas, Colorado or Utah. Membership eligibility required. Loan subject to credit approval.
† APR = Annual Percentage Rate. The APR is accurate as of 9/17/18.
Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected above based on the credit history, final loan-to-value, and mortgage loan program. Cash-out refinance transactions may be significantly different than the rates shown above.