Home Loan Rates

Security Service Federal Credit Union offers competitive mortgage and home equity loans in Texas, Colorado, and Utah.

 

Rates

Home Loan Rates


Power Mortgage Rates

Product Points APR Rate as low as... Payment example
30-Year Fixed * 0% 5.058% 5.000% $724.71
30-Year Power Rate Fixed * 0% 4.641% 4.500% $684.03
20-Year Fixed * 0% 4.827% 4.750% $872.4
15-Year Fixed * 0% 4.596% 4.500% $1032.74
15-Year Power Rate Fixed * 0% 4.114% 3.875% $990.14
10-Year Fixed * 0% 4.511% 4.375% $1391
*Based on a $135,000 Loan Amount with a 80% LTV and FICO>=740.

Jumbo Power Rates


Product Points APR Rate as low as... Payment example
30-Year Power Rate Fixed Jumbo * 0% 4.610% 4.500% $3242.79
15-Year Power Rate Fixed Jumbo * 0% 4.061% 3.875% $4694.01
*Rate and term refinance only. Based on a $640,000 Loan Amount with an 80% LTV, 1% origination fee and FICO>=740.

Jumbo Power Mortgage Rates


Product Points APR Rate as low as... Payment example
30-Year Fixed Jumbo * 0% 5.026% 5.000% $3435.66
20-Year Fixed Jumbo * 0% 4.784% 4.750% $4135.83
15-Year Fixed Jumbo * 0% 4.542% 4.500% $4895.96
10-Year Fixed Jumbo * 0% 4.434% 4.375% $6594.36
*Rate and term refinance only. Based on a $640,000 Loan Amount with an 80% LTV and FICO>=740.

 

VA Rates

To view VA rates, visit ssfcuhomeloans.com or call 1.800.681.4466

 

 

Lot/Land Rates

Product Points APR Rate as low as... Payment example
Land 15 YR Fixed * 0% 6.867% 6.750% $1194.63

 

 

Construction Loan Rates

Product Points APR Rate as low as... Payment example
1XClose 30 YR Fixed * 0% 5.103% 5.000% $562.5

 

 

Home Equity Rates

Product Years APR
Second Lien 100% CLTV 10 6.548%
Second Lien 100% CLTV 15 6.610%
Second Lien 100% CLTV 20 7.082%
Second Lien Up to 80% CLTV 10 6.040%
Second Lien Up to 80% CLTV 15 6.104%
Second Lien Up to 80% CLTV 20 6.576%

 

 

HELOC Rates

Product APR
Home Equity LOC 3.990%
Home Equity LOC Interest Only 3.990%

 

 

Second/Vacation Homes Rates

This product is currently not available in your area.

 


 

Financing available for properties in Texas, Colorado or Utah. Membership eligibility required. Loan subject to credit approval.

†  APR = Annual Percentage Rate. The APR is accurate as of 4/24/18.

Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected above based on the credit history, final loan-to-value, and mortgage loan program. Cash-out refinance transactions may be significantly different than the rates shown above.