Checking, Savings, Money Market & Variable IRA Rates
Enjoy competitive interest1 rates in Texas, Colorado, and Utah with a Security Service checking or savings account. Earn interest as you build your savings with a Money Market account or open a variable-rate IRA.
Recommended for members who want:
An interest-earning checking account with no minimum balance or direct deposit requirements.Learn More
Free mobile banking, no minimum balance or direct deposit requirements.Learn More
A checking account for teens
Power Protected Checking Account Rates*
Savings Account Rates
|Product||Dividend Rate% †||APY% ††|
Money Market Plus Rates**
Money Market Rates
|Balance Tier||APY% ††||Dividend Rate% †|
|$0.00 - $10,000.00||0.05%||0.05%||Open|
|$10,000.01 - $25,000.00||0.05%||0.05%||Open|
|$25,000.01 - $50,000.00||0.10%||0.10%||Open|
|$50,000.01 - $100,000.00||0.40%||0.40%||Open|
|$100,000.01 - $250,000.00||0.40%||0.40%||Open|
Individual Retirement Account (IRA) Rates
Variable Rate IRA
Please call to apply: 1.888.415.7878
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1 The term "interest" used above refers to dividends.
Membership eligibility required. Must meet membership requirements and must open and maintain a Security Service Basic Savings Account with a $5 balance. The minimum balance required to open a Power Protected Checking account is $25.00. A minimum of $5 is required to earn APY for all Savings accounts. A minimum of $1,000 is required to open a Money Market Plus Account, no minimum balance is required after. A minimum of $1,000 is required to open a Money Market Account and must maintain a daily balance of $1,000, or a $10 monthly fee applies.
* Power Protected Checking is a Blended Rate Tier account, which means the dividend rate will only be paid on the portion of your daily balance within each Balance Tier. Rate is variable and may change after the account is opened.
** A minimum of $1,000 is required to open. Money Market Plus is a Blended Rate Tier account. Each tier corresponds to a range of account balances and dividend rates earned. The dividend rate will only be paid on the portion of your daily balance within each balance tier. Depending on the balance in the account, the annual percentage yield (APY) will fall within the range listed. For example, if you have $26,000 in your account, you will earn 2.00% on the first $25,000.00 and 1.25% on the next $1,000.00. The lowest APY is calculated based on a balance of $500,000. One Money Market Plus account per primary account holder.
† This Security Service Federal Credit Union Current Dividend Rates disclosure is incorporated as a part of and in addition to the All About Your Security Service Accounts brochure, the Security Service Truth in Savings brochure, and the Security Service Fee Schedule for Consumer Deposit Accounts. Please refer to these items for additional terms, conditions and limitations which may be associated with your specific account(s).
†† APY = Annual Percentage Yield. APY is accurate as of 9/22/23. The Dividend Rate and APY may change without notice. Fees may reduce earnings on your account.