The Power To Save

Two powerful options to save you money and help you own the home of your dreams.


Power Rate


Power Mortgage


Lowest, Discounted Rate


Save up to $5,0002 on Closing Costs and Pay No Origination Fee

Pay lower monthly payments for purchase or refinance. No cash out on refinance.


Save as much as 1% of your total loan balance in origination fees and up to $5,000 in select closing costs.

Possible Tax Benefits


Competitive Interest Rates

Save even more with possible tax benefits* when you choose Power Rate.


Compare our low rates for fixed- and adjustable-rate loans.

Available on:


Available on:

15- and 30-year Conventional Mortgage and 15- and 30-year Jumbo Mortgage1.


Conventional Mortgage, Jumbo Mortgage, Adjustable Rate Mortgage, Lot/Land Loan, Home Equity Loan, and Construction Loan.


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* Please consult a tax advisor regarding the tax deductibility of interest and charges.

Jumbo mortgage loans are mortgages in excess of $424,100 up to a maximum of $3,000,000 per loan.

Financing available for properties in Texas, Colorado or Utah. Membership eligibility required. Loan subject to credit approval.

Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected above based on the credit history, final loan-to-value, and mortgage loan program. Power Mortgage: Rates may be significantly different for cash-out refinance transactions.

1. Rate and term refinances only. Based on a $135,000 Loan Amount with an 80% LTV, 1% origination fee and FICO>+740. View our Conventional Power Rate Payment Examples. Based on a $640,000 Loan Amount with an 80% LTV and a FICO>=740. View our Jumbo Power Rate Payment Examples.

2. The program offer to save up to $5,000 in select closing costs does not include mortgage insurance, seller paid closing costs, origination fee, discount points or pre-paids and reserves. It is not valid for FHA and VA loans. Closing costs may vary based on transaction. If loan is closed or paid off within first 36 months of the term, member may be required to reimburse all or some of the closing costs incurred. Jumbo mortgage loans are mortgages in excess of $424,100 up to a maximum of $3,000,000 per loan.


Not a Member of Security Service? Since 1956, Security Service Federal Credit Union has helped members meet their financial needs through competitive products and convenient services. There are thousands of ways to qualify for credit union membership.