Vehicle Protection
Plans

GAP Advantage with PowerBuy only at Security Service

When financing your loan, ask your representative about our exclusive GAP Advantage with PowerBuy.* It's the only protection plan that gets you an additional $1,000 to use towards your new car in case of total loss.

Protect Your Vehicle and Your Bank Account with Major Mechanical Protection

Did you know the average cost to repair an engine is $5,600? Transmission repairs can set you back an average of $4,265 and a fuel pump will cost you around $1,035.1 Most of us don’t have an emergency fund that can cover expensive vehicle repairs. With Major Mechanical Protection (MMP), you don’t have to worry—or spend your life savings. MMP helps you get your vehicle repaired for only a $50 standard deductible.

Parts pricing listed is provided by National Auto Care and based on average of actual repairs at a retail rate for Parts & Labor. Actual repair costs may vary by repair facility, vehicle, and location.

MMP Keeps You on the Road

With Major Mechanical Protection, you’re not just getting a policy. You’re gaining a way to help you keep your vehicle running so you can get to work, drive your kids to school, run errands, buy groceries, and do all the hundreds of other things for which you rely on your car.

Is MMP Right for You?

  • Available for vehicles up to 15 years old with 120,000 miles or less2
  • Coverage can be financed with a vehicle loan and paid monthly, or purchased separately
  • Pay only $50 standard deductible for covered repairs
 

Get MMP Coverage for Your Vehicle

Schedule a Virtual Appointment
 

MMP Coverage Plans

Security Service provides three plans to meet your specific vehicle coverage needs.3 Each plan includes 24-hour roadside assistance, towing, locksmith services, windshield and dent repair, key fob coverage, rental car reimbursement, and more.

Platinum Gold PowerTrain
Additional Coverage for nearly every Mechanical and Electrical Component    
Electrical & Audio Components  
Fuel Injections  
Brakes & ABS Components  
Basic Electrical Components  
Air Conditioning & Heating  
Basic Brake Components  
Steering  
Front & Rear Suspension  
Fuel System  
Cooling System  
Engine
Turbo/Supercharger
Transmission & Transfer Unit
Drive Axle Assembly
Seals & Gaskets
 
 

Want to know more about Major Mechanical Protection for Your Vehicle?

Schedule a Virtual Appointment
 

Need to file a claim on your MMP Plan?

Before any repairs are done on your vehicle, contact National Auto Care (NAC) at 1.800.526.8678.
*Your purchase of GAP Advantage with PowerBuy® is optional. Whether or not you purchase GAP Advantage with PowerBuy will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage with PowerBuy. Carefully read the contract for a full explanation of the terms.

1. Average Repair Costs. Parts pricing listed is provided by National Auto Care and based on average of actual repairs at a retail rate for Parts & Labor. Actual repair costs may vary by repair facility, vehicle, and location.
2. Vehicle Restrictions & Exclusions
Available coverage options vary based on vehicle age and mileage.
Commercial Vehicles:
  • May be eligible for a $400 surcharge. (Available on all coverages) - See contract for commercial definitions.
Modified Vehicles:
  • For a surcharge, borrowers will be able to elect coverages for modified vehicles.
  • 4” lift kits: Less than 1,000 miles - $225 Greater than 1,000 miles - $450
  • 6” lift kits: Less than 1,000 miles - $275 Greater than 1,000 miles - $550
  • Oversized/undersized tires: $125
The following vehicles are excluded from coverage:
  • Trucks, Utility Vehicles, and Vans that exceed a one ton rating and 10,000 GVW
  • Vehicles modified from original manufacturer’s specifications
  • Used for off-road or racing purposes
  • Limited production or grey market vehicles
  • Twin turbo, V-12 trucks, motor homes
  • Salvaged titles
3. Coverage Plans. This menu is a brief summary and does not include all coverage details. For complete details and description of coverage, including terms, conditions, limitations, and exclusions, please refer to the Vehicle Service Agreement. Programs and coverages may vary by state. PLEASE NOTE: ADMINISTRATOR MAY REPLACE COVERED PARTS WITH ORIGINAL EQUIPMENT MANUFACTURER PARTS, NON ORIGINAL EQUIPMENT MANUFACTURER PARTS, REMANUFACTURED PARTS, OR USED PARTS.

Restrictions & limitations may apply. Please see contract for complete details. Please refer to your Vehicle Service Agreement for a more comprehensive list of what’s covered with your plan options. This material is for marketing purposes only.