Auto Loan Rates

Security Service Federal Credit Union offers some of the best auto loan rates in Texas, Colorado, and Utah.‚Äč


Security Service Car and Truck Loan Rates

  • Save on interest – qualify for a lower interest rate and lower the overall cost of your loan
  • Reduce your payments – extend your remaining term to lower your payments and make them more manageable
  • Free to apply – get the fast and easy application process started online.

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*The minimum amount to finance for 60 month terms is $10,000.00. The minimum amount to finance for 66 month terms is $15,000.00. The minimum amount to finance for 67-75 month terms is $20,000.00. The minimum amount to finance for 76-84 month terms is $25,000.00. For vehicles over 100K miles, an additional 1.00% will be added to the rate.

† APR= Annual Percentage Rate. Membership eligibility required. Rates effective as of 3/19/2020. Rates and terms are based upon creditworthiness, amount financed, collateral value and other criteria. Maximum APR is 18.00%. Rates and terms are subject to change without prior notice; other restrictions may apply.

View our Vehicle Loan Payment Examples.

Security Service offers a variety of terms and rates to assist our members in purchasing vehicles. Based on the year selected, the available terms and rates are displayed above.

  • If a zip code entered is not in one of our service areas, the rates will default to Texas rates.
  • Actual rate will be given at the time of closing based on terms of the loan and credit worthiness.

To refinance, complete an Auto Loan application and select "Refinance" as the purpose.