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Save on monthly payments with a Power Rate Mortgage

What makes Power Rate the right loan for you? You’re looking for long-term savings on your home by reducing your monthly payments and overall interest. Power Rate can save you thousands in interest over the life of your loan.

 

  • Low, Fixed Rates – Save every month with one of the lowest rates around
  • Increase Your Buying Power – Getting a lower rate makes it easier to afford a larger, nicer home
  • Cut Your Interest Cost – Reduce your overall interest expenses over the duration of your loan
  • Possible Tax Benefits1 – You could receive tax benefits when you purchase or refinance with Power Rate

 

Power Rates Loan Rates2

Rates apply to purchase and refinance.

Product Points APR† Rate as low as... Payment example
30-Year Power Rate Fixed * 0% 5.904% 5.750% $1196.32
20-Year Power Rate Fixed * 0% 5.829% 5.625% $1424.68
15-Year Power Rate Fixed * 0% 5.249% 5.000% $1621.13
10-Year Power Rate Fixed * 0% 5.230% 4.875% $2161.84

*Based on a $205,000 Loan Amount with an 80% combined loan-to-value (CLTV) and FICO>=740.  Estimated payment examples do not include taxes and insurance premiums; actual payment may be greater.

 

Power Rate Loan Rates - Jumbo Loans (over $832,750)

Rates apply to purchase and refinance.

Product Points APR† Rate as low as... Payment example
30-Year Power Rate Fixed Jumbo * 0% 5.871% 5.750% $7002.87
20-Year Power Rate Fixed Jumbo * 0% 5.786% 5.625% $8339.61
15-Year Power Rate Fixed Jumbo * 0% 5.196% 5.000% $9489.52
10-Year Power Rate Fixed Jumbo * 0% 5.153% 4.875% $12654.67

*Based on a $1,200,000 Loan Amount with an 80% combined loan-to-value (CLTV), 1% origination fee, and FICO>=740. Estimated payment examples do not include taxes and insurance premiums; actual payment may be greater. Rate and term refinance only. Jumbo mortgage loans are mortgages in excess of $832,750 up to a maximum of $3,000,000 per loan.


 

 

Federally insured by NCUA, NMLS #458903. Membership eligibility required. Restrictions apply. Loan subject to credit approval. Financing available for properties in Texas, Colorado, and Utah. Minimum loan amounts may apply. Rate based on the purpose of loan, loan to value, and credit score, so your rate may differ. Rates subject to change.
† APR = Annual Percentage Rate. The APR is accurate as of 1/14/26.
1. Please consult a tax advisor regarding the tax deductibility of interest and charges.
2. Power Rate offer borrower pays one percent (1%) origination fee, closing costs, prepaids, and reserves. Not available on all mortgage loan products and subject to change without notice. The program is not valid for FHA or VA loans. Closing costs may vary based on transaction.