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Choose a mortgage option

Save Up to $5,000 on closing

We cover your closing costs up to $5,000¹, don’t charge you an origination fee, and give you a low interest rate on your loan.

Best option if: You’ve got your down payment saved and you’re good with the monthly mortgage amount, but you need a little boost to help you buy.

See Power Mortgage Rates

Get the lowest rate

We provide you with our absolutely lowest loan rate to help you save on monthly payments and thousands in interest over the life of your mortgage.

Best option if: You’d rather save on monthly mortgage payments and interest overall than up front at closing.

See Power Rate Rates

Lower initial payments

ADJUSTABLE RATE MORTGAGE

Best option if: You are not planning on living in the home long-term and you’re comfortable with your rate adjusting.

See ARM Rates

Low down payment

FHA LOAN

Best option if: Your down payment is 3.5% of the home’s value.

See FHA Rates

No down payment

VA LOAN

Best option if: You are a qualified veteran and do not want to put any money down on your home purchase.

See VA Rates

Specialty Home Loan Programs

Licensed Professionals

Designed for doctors, dentists, veterinarians, attorneys, and Certified Public Accountants (CPAs).³
Combination first and second loan financing up to 95%
Private mortgage insurance (PMI) not required

Learn More

Frontline Heroes

Exclusively for first responders including police officers, firefighters, nurses, and others.⁴
Combination first and second loan financing up to 95%
Private mortgage insurance (PMI) not required

Learn More

Military Strong

Designed for both active and retired military members⁵
Save up to $5,000 on closing costs¹
Up to 100% financing available

Learn More

Federally insured by NCUA, NMLS #458903. Membership eligibility required. Restrictions apply. Loan subject to credit approval. Financing available for properties in Texas, Colorado, and Utah. Minimum loan amounts may apply. Rate based on the purpose of loan, loan to value, and credit score, so your rate may differ. Rates subject to change.

1. The program offer to save up to $5,000 in select closing costs does not cover mortgage insurance, seller paid closing costs, discount points, prepaids, reserves, and post consummation loan costs. If loan is closed or paid off within first 36 months of the term, member may be required to reimburse all or some of the closing costs incurred. The program is not valid for FHA, VA, or Lot/Land loans. Closing costs may vary based on transaction.

2. Power Rate offer borrower pays one percent (1%) origination fee, closing costs, prepaids, and reserves. Not available on all mortgage loan products and subject to change without notice. The program is not valid for FHA, VA or Lot/Land loans. Closing costs may vary based on transaction.

3. Eligible borrowers include doctors, dentists, veterinarians, attorneys and CPAs. Speak with a mortgage loan advisor for details.

4. Eligible borrowers include Police Officers, Fire Fighters, Paramedics, Emergency Medical Technicians (EMT), Nurses, U.S. Customs and Border Patrol, and Teachers. Speak with a mortgage loan advisor for details.

5. Eligible borrowers include all branches of the military including Space Force active or retired. Speak with a mortgage loan advisor for details.