Thanks for helping us buy our first home!

 - Nhank*

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FHA Loan


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Take that first step to home ownership.


  • Low Down Payment – Get into your new home with a low down payment
  • Great for First-Time Homebuyers – Gift funds from immediate family members can help first-time homebuyers meet down payment requirements
  • Competitive Interest Rates – We offer competitive interest rates with flexible repayment terms


FHA Loan Rates
Product Points APR Rate as low as... Payment example
30-Year FHA * 0% 3.533% 3.250% $597.81
15-Year FHA * 0% 3.766% 3.250% $965.2

*Based on a $135,000 loan amount. Payment example includes mortgage insurance, but does not include taxes and homeowners insurance. Actual payments will be higher. FHA loans require an upfront mortgage insurance premium (UFMIP), which may be financed or paid at closing. Monthly mortgage insurance premiums will apply. Available for purchases only.

Financing available for properties in Texas, Colorado, or Utah. Membership eligibility required. Loan subject to credit approval. Minimum loan amount may apply. Rates subject to change.

† APR = Annual Percentage Rate. The APR is accurate as of 3/13/20.

* Image is for illustrative purposes only. Not an actual member.