Conventional Loan

Choose from two powerful mortgage savings options to own the home of your dreams. Save up to $5,0001 in closing costs, plus pay no origination fee with a Power Mortgage. To save on your monthly payments, choose Power Rate and get our lowest, discounted interest rate.

 

Option 1: Power Rate

Save on monthly payments with our lowest, discounted rate.

 

  • Low, Fixed Rates – Save money over the life of the loan on a 15- or 30-year purchase or rate/term refinance.
  • Lower Monthly Payments – Allows you to qualify for a higher amount to purchase the home that meets your needs.
  • Possible Tax Benefits1 – Save even more with possible tax benefits when you pay closing costs and a 1 percent origination fee in exchange for a discounted rate.

 

Power Rate Rates
Product Points APR Rate as low as... Payment example
30-Year Power Rate Fixed * 0% 4.262% 4.125% $654.28
15-Year Power Rate Fixed * 0% 3.735% 3.500% $965.09

*Rates may be significantly different for cash-out refinance transactions. Based on a $135,000 Loan Amount with a 80% LTV and FICO>=740. Payment examples do not include taxes and insurance premiums; actual payment may be greater.

 


 

Option 2: Power Mortgage

Save upfront with no closing costs up to $5,000 and no origination fee.

 

  • Low Closing Costs – Security Service will pay up to $5,0002 in select closing costs
  • Further Savings – Enjoy competitive rates and no origination fee
  • Great, Low Rates – Compare our low, rate terms  for fixed- and adjustable-rate loans

 

Power Mortgage Rates
Product Points APR Rate as low as... Payment example
30-Year Fixed * 0% 4.680% 4.625% $694.09
20-Year Fixed * 0% 4.575% 4.500% $854.08
15-Year Fixed * 0% 4.217% 4.125% $1007.06
10-Year Fixed * 0% 4.132% 4.000% $1366.81

*Rates may be significantly different for cash-out refinance transactions. Based on a $135,000 Loan Amount with a 80% LTV and FICO>=740. Payment examples do not include taxes and insurance premiums; actual payment may be greater.


Financing available for properties in Texas, Colorado or Utah. Membership eligibility required. Loan subject to credit approval. Minimum loan amount may apply. Rate based on the purpose of loan, loan to value, and credit score, so your rate may differ. Rates subject to change.

† APR = Annual Percentage Rate. The APR is accurate as of 3/26/19.

Membership eligibility required. Loan subject to credit approval.

  1. Please consult a tax advisor regarding the tax deductibility of interest and charges.
  2. Power Mortgage offer to save up to $5,000 in select closing costs does not cover mortgage insurance, seller paid closing costs, discount points, or pre-paids and reserves. The program is not valid for FHA or VA loans. Closing costs may vary based on transaction. If loan is closed or paid off within first 36 months of the term, member may be required to reimburse all or some of the closing costs incurred.