Mortgage Loans Overview

Choose from two powerful mortgage savings options to own the home of your dreams. Save up to $5,0001 in closing costs, plus pay no origination fee with a Power Mortgage. To save on your monthly payments, choose Power Rate and get our lowest, discounted interest rate.

 

Mortgage

Power Mortgage and Power Rate

We now have two powerful options to save you money and help you own the home of your dreams.

 

  • Power Mortgage - Save up to $5,000 on closing costs, plus pay no origination fee to reduce your upfront costs.
  • Power Rate -  Reduce your monthly payments and increase your buying power with our lowest, discounted interest rate on a 15- or 30-year fixed-rate mortgage.
Call our toll free number to apply:

1-800-681-4466

 


 

Conventional Mortgage Loan

 
  • "Traditional" loan type
  • Ideal for home purchase or refinance
  • Low fixed- and adjustable-rate terms

 


 

Jumbo Mortgage Loan

 
  • Ideal for purchasing or refinancing homes
  • Financing on loans over $424,100
  • Low fixed- and adjustable-rate terms

 


 

VA Mortgage Loan

 
  • Ideal for qualifying veterans
  • Up to 100% financing
  • Fixed- and adjustable-rate terms available

 


 

Lot/Land Loan

 
  • Fixed rate
  • Ideal for securing your future home location
  • Great loan-to-value ratios

 


 

Construction Loan

 
  • Ideal for home building
  • No prepayment penalty
  • One-time financing for construction and mortgage

 

 

Already have an online mortgage account?

If you have your mortgage loan, you can log in to manage your account online.

 

Power Rate

 

The Power to Save

Save money upfront with no closing costs or save on monthly payments with a discounted interest rate.

Explore our mortgage loan options

 

 


 

Financing available for properties in Texas, Colorado or Utah. Minimum loan amounts may apply.

Membership eligibility required. Loan subject to credit approval. Power Mortgage offer to save up to $5,000 in select closing costs does not cover mortgage insurance, seller paid closing costs, discount points, or pre-paids and reserves. The program is not valid for FHA or VA loans. Closing costs may vary based on transaction. If loan is closed or paid off within first 36 months of the term, member may be required to reimburse all or some of the closing costs incurred.

  1. Does not include mortgage insurance, seller paid closing costs, origination fee, discount points or pre-paids. The no closing program is not valid for FHA and VA loans. Closing costs may vary based on transaction.