Checking & Saving Dividend Rates | Security Service

Checking, Savings, Money Market & Variable IRA Rates

Enjoy competitive interest rates in Texas, Colorado, and Utah with a Security Service checking or savings account. Earn interest as you build your savings with a Money Market account or open a variable-rate IRA for a potentially higher return.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​


Checking Accounts

  Checking Accounts Recommended for Members Who Want  

Rewards Checking
An interest-earning rewards checking account with choice of Cash Back or Rewards Points and no minimum balance or direct deposit requirements.

Open Now

Rewards Youth Checking A free, interest-earning checking account for teens 13-17 year olds with no fees or minimum balance required and choice of Cash Back or Rewards Points. Open Now

Checking Account Rates

Balance TierAPY2 RangeDividend Rate1
$0.00 - $9,999.990.05%0.05%
$10,000.00 - $24,999.990.05% to 0.26%0.40%
$25,000.00 - $49,999.990.26% to 0.38%0.50%
$50,000.00 - $99,999.990.38% to 0.49%0.60%
$100,000.00 + 0.49% to 0.65%0.75%


Savings Account & Money Market Rates

Product Dividend Rate%1 APY%2
Club Account0.10%
Youth Savings0.10%
Money Market <$1,0000.10%
Money Market $1,0000.30%
Money Market $10,0000.35%
Money Market $25,0000.45%
Money Market $75,000+0.45%

Individual Retirement Account (IRA) Rates

Product Dividend Rate%1 APY%2
Variable Rate IRA 0.45%
Please call to apply: 1.888.415.7878. Online application not currently available.

All credit union deposit accounts are federally insured by the NCUA for up to $250,000.

1 This Security Service Federal Credit Union Current Dividend Rates disclosure is incorporated as a part of and in addition to the All About Your Security Service Accounts brochure, the Security Service Truth in Savings brochure, and the Security Service Fee Schedule for Depository Accounts. Please refer to these items for additional terms, conditions and limitations which may be associated with your specific account(s).

2 APY = Annual Percentage Yield. APY is accurate as of 04/16/14. The Dividend Rate and APY may change without notice at the discretion of the Security Service Federal Credit Union Board of Directors. Fees may reduce earnings on your account. For more information, call our Member Contact Center at 1.888.415.7878.

The term "interest" used above refers to dividends. Security Service Rewards Checking is a Blended Rate Tier account, which means the dividend rate will only be paid on the portion of your daily balance within each Balance Tier. Rate is variable and may change after the account is opened.