Servicemembers Civil Relief Act | Security Service

Military - Servicemembers Civil Relief Act

Under the Servicemembers Civil Relief Act (SCRA), Security Service members who become active duty military can have the rate on their existing loans at Security Service reduced to 6.00% APR*.
 

At a Glance:
Military Member Benefits



Expedited Direct Deposit
Receive your military LES direct deposit 1-3 days before its set posting date.


 

Mobile Banking
Manage accounts, pay bills, and deposit checks from your mobile device.


 

Free ATMs
Access nearly 30,000 free ATMs across the U.S., Canada, and Mexico City.


 

Who qualifies?
You can apply for this reduction to joint loans if one of the borrowers is entering, called to active duty, or deployed with the military. This rate can also be applied to individual loans made to the spouse of a military member. Learn more about the SCRA program
(Note: You may encounter a certificate error before getting to the SCRA website, which is expected behavior. Please proceed to the SCRA site. For more information about the certificate error, read this FAQ explanation.)

Which loans apply?
Security Service will apply this rate reduction to qualified loans, including credit cards, lines of credit, installment loans, and real estate loans, for all of our members currently deployed in the armed forces.

Already deployed?
If you have already reported for duty out of town, you can complete the Operation Home Front Notice Of Loan Rate Reduction To 6% Form by mail or by a person with Power of Attorney.

Effective Date
The date at which the rate change is effective depends on whether you were active duty when the loan was made.

  • If you were not active duty when the loan was made but then became active duty, the rate change will be effective the date you became active duty.

Submitting Forms
Completed forms can be submitted to Security Service Federal Credit Union:

  • In person at a location​​ near you.
  • By mail at 16211 La Cantera Pkwy., San Antonio, TX 78256, Attn: Central Lending
  • By fax at 210.476.4647
  • By email at ssfcu@ssfcu.org.

Let us know how we can help!
Visit a location near you, or call our dedicated 24/7 military line at 1.866.809.6332.


*APR = Annual Percentage Rate. Usual credit criteria for qualified borrowers only.