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Security Service Member Benefits

Security Service members enjoy a suite of financial products, specialized member service, and some of the most competitive rates in Texas, Colorado, Utah.​

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There are more than 2,600 ways to qualify for Security Service membership.

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Premier Products & Services

Checking & Savings

Home Loans

  • Security Service mortgage loans make the process of buying, building, or refinancing a home simple and stress free with no origination fees, low rates, and up to $5,0002 paid in select closing costs.
  • A Security Service Home Equity loan is a smart choice to make home improvements, consolidate debt, or pay major expenses.

Loans & Credit

  • Enjoy competitive rates, flexible terms, and a variety of financing options with a personal loan from Security Service.
  • Get pre-approved for an auto loan or other vehicle loan and use it as a powerful negotiation tool when buying a vehicle.
  • Earn up to 3 Rewards Points with select purchases, pay no annual fees, or enjoy rates as low as 8.49% APR3​​​​​ with one of our many Security Service Credit Cards.
  • With college costs rising every year, Security Service provides you with great resources to address your various student loan and scholarship options.


  • Whatever your stage in life, our Security Service Investment Group will help you create a personal financial strategy for your individual investment goals.​​​​


Military Products & Services

  • We're proud to serve those who serve our country. Through our "Operation Salute the Strong" program, activated and deployed military members can take advantage of a suite of options designed to help meet the financial needs of military families.

Quality & Convenient Financial Services

  • 24/7 Contact Center - Speak with a live person in English or Spanish, 24 hours a day, seven days a week
  • Free Nationwide ATMs - Have access to more than 30,000 nationwide ATMs with our Security Service ATMs, CO-OP network ATMs, and Stripes ATM locations
  • Shared Branching – conduct free transactions at more than 5,000 participating credit union branches nationwide
  • Free Online Banking & Mobile Banking App - Review transactions, transfer funds, make payments, and make mobile check deposits from your phone
  • Automated Telephone Banking - Get automated information on your accounts, open new accounts, and more
  • Branch Services – Receive many free, or low-cost member exclusive services, including Notary service, Safe Deposit Boxes, and more
  • Tax Discounts – As a member, you’ll receive special discounts on tax preparation software and services

 Giving Back


Financing available for properties in Texas, Colorado or Utah.

Membership eligibility required. Loan subject to credit approval.

  1. "Interest" referenced in the context of this page refers to "dividends."
  2. No Closing Cost offer does not cover mortgage insurance, seller paid closing costs, discount points, or pre-paids & reserves. The program is not valid for FHA or VA loans. If loan is closed or paid off within first 36 months of the term, member may be required to reimburse all or some of the closing costs incurred.
  3. APR = Annual Percentage Rate