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Jumbo Loan

Choose from two powerful options to help you save money and own the home of your dreams. Get our lowest, discounted rate to save on your monthly payments with a Power Rate. To reduce upfront costs, choose a Power Mortgage and save up to $5,0001 in closing costs, plus pay no origination fee.

Option1: Power Rate
Save on monthly payments with our lowest, discounted rate. 

Mem​ber Reviews
  • Low, Fixed Rates – Save money over the life of the loan on a 15- or 30-year purchase or rate/term refinance.
  • Lower Monthly Payments – Allows you to qualify for a higher amount to purchase the home that meets your needs.
  • Possible Tax Benefits2– Save even more with possible tax benefits when you pay closing costs and a 1 percent origination fee in exchange for a discounted rate.

Rates for Jumbo Power Rate

Term Rates as low as... Points APR  
30-Year Fixed Jumbo Power Rate 3.875% 0% 3.979% Apply
15-Year Fixed Jumbo Power Rate 3.125% 0% 3.303% Apply

*Rate and term refinance only. Based on a $640,000 Loan Amount with an 80% LTV, 1% origination fee and FICO>=740. View our Jumbo Power Rate Payment Examples.


Option 2: Power Mortgage
Save upfront with no origination fee and no closing costs up to $5,000.

  • Low Closing Costs – Security Service will pay up to $5,0001 in select closing costs
  • No Origination Fee – That’s a savings of up to 1% of your total loan balance
  • Great Rates – Choose from fixed-rate financing on loans over $453,100 with the same low rates we offer for conventional mortgages
  • Jumbo mortgage loans are mortgages in excess of $453,100 up to a maximum of $3,000,000 per loan.

Rates for Jumbo Power Mortgage

Term Rates as low as... Points APR  
30-Year Fixed Jumbo Rate* 4.250% 0% 4.273% Apply
15-Year Fixed Jumbo Rate* 3.625% 0% 3.661% Apply

*Rates may be significantly different for cash-out refinance transactions. Based on a $640,000 Loan Amount with a 80% LTV and FICO>=740. View our Jumbo Loan Payment Examples.

Membership eligibility required. Loan subject to credit approval.

  1. Power Mortgage offer to save up to $5,000 in select closing costs does not cover mortgage insurance, seller paid closing costs, discount points, or pre-paids and reserves. The program is not valid for FHA or VA loans. Closing costs may vary based on transaction. If loan is closed or paid off within first 36 months of the term, member may be required to reimburse all or some of the closing costs incurred.
  2. Please consult a tax advisor regarding the tax deductibility of interest and charges.

Financing available for properties in Texas, Colorado or Utah. Membership eligibility required. Loan subject to credit approval. Minimum loan amount may apply.

†  APR = Annual Percentage Rate. The APR is accurate as of 12/20/17.

Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected above based on the credit history, final loan-to-value, and mortgage loan program. Cash-out refinance transactions may be significantly different than the rates shown above.