Home Equity Second Home Loan - Texas | Security Service

Home Equity Second Home Loan - Texas

Taking out a loan on a second home using a Security Service Federal Credit Union fixed-rate home equity loan has a variety of features. Get your money in a lump sum and make improvements on your home, consolidate debt, pay for a vacation, and more.

Consider a home equity loan for your second home loan if you prefer:

  • Receiving your money in a lump sum
  • The security of a fixed-rate loan
  • Stable monthly payments
  • Borrowing a certain amount for a specific period of time (up to 144 months)


  • Security Service allows a maximum loan amount of up to 70% of the property's value
  • Security Service must be listed as the first lien holder on the property
  • Property must be the owner's secondary/vacation residence
  • Mobile homes and rental properties are not eligible


Ready to apply for a new home equity loan?
Stop in a location near you,
Or call us 24/7/365 at 1.800.880.8212.


FeaturesSecond Home
Minimum Loan Amount$4,000
Maximum Loan Amount$100,000
Loan-to-Value Ratio70%
Lien Position1st
Closed-End Loan TermsYes
Maximum Terms (minimum loan amount may apply)144 months
Settlement Fees Paid for By Security Service*Yes
Revolving Loan TermsNo
Rental Properties AllowedNo
Mobile Home AllowedNo
Optional Payment Protection AvailableNo
Waiting PeriodYes
24/7/365 Call CenterFree
Online BankingFree
Automated CallPlusFree
Make Loan Payments At Shared Branching LocationsYes
Conduct Transactions Via Mail/FaxYes
Secure Messaging Through Online BankingYes
Check Rates & Apply

* Title policy and appraisal not included.