Home Equity Line of Credit - Texas | Security Service

Home Equity Line of Credit - Texas

Getting a home equity loan in Texas by using a line of credit has its benefits. Check out Security Service Federal Credit Union's great rates, features, and the requirements.


Consider a Security Service home equity line of credit if you prefer:

  • A credit limit based on the equity in your home
  • Access to your funds when you need it. After 5 years, the repayment period will begin
  • A credit line that is replenished as the outstanding balance is paid down
  • Lower initial variable rates


  • Open-end loan that is repaid at a rate equal to 1.5% of the outstanding balance each month
  • Security Service law allows a maximum loan amount of up to 80% of the property's value
  • Security Service must be listed as first or second lien holder on the property
  • Property must be the owner's primary residence
  • Second and vacation homes are not eligible


Ready for a new home equity line of credit loan? 
Stop in a location near you,
Or call us 24/7/365 at 1.800.880.8212.


FeaturesLine of Credit
Minimum Loan Amount$4,000
Maximum Loan Amount$100,000
Loan-to-Value Ratio80%
Lien Position1st or 2nd
Closed-End Loan TermsNo
Maximum Terms (minimum loan amount may apply)180 months
Settlement Fees Paid for By Security Service*Yes
Revolving Loan TermsYes
Rental Properties AllowedNo
Mobile Home AllowedNo
Optional Payment Protection AvailableNo
Waiting PeriodYes
24/7/365 Call CenterFree
Online BankingFree
Automated CallPlusFree
Make Loan Payments At Shared Branching LocationsYes
Conduct Transactions Via Mail/FaxYes
Secure Messaging Through Online BankingYes
Check Rates & Apply

* Settlement fees may vary based on the requested loan amount.