Home Equity Loan - Texas | Security Service

Home Equity Loan Products - Texas

Review the home loan features and see why a fixed-rate home equity loan from Security Service Federal Credit Union will work great if you need to borrow against the equity in your home to finance funds with a lump-sum.

Consider a Security Service home equity loan if you prefer:

  • Receiving your money in a lump sum
  • The security of a fixed-rate loan
  • Stable monthly payments
  • Borrowing a certain amount for a specific period of time (up to 180 months)


  • Texas law allows a maximum loan amount of up to 80% of the property's value
  • Security Service must be listed as the first or second lien holder on the property
  • Property must be the owner's primary residence
  • Mobile homes and rental properties are not eligible

Ready for a new home equity loan? 

Stop in a location near you,
Or call us 24/7/365 at 1.800.880.8212.​

FeaturesHome Equity Loan
Minimum Loan Amount$4,000
Maximum Loan Amount$200,000
Loan-to-Value Ratio80%
Lien Position1st or 2nd
Closed-End Loan TermsYes
Maximum Terms (minimum loan amount may apply)180 months
Settlement Fees Paid for By Security Service*Yes
Revolving Loan TermsNo
Rental Properties AllowedNo
Mobile Home AllowedNo
Optional Payment Protection AvailableNo
Waiting PeriodYes
24/7/365 Call CenterFree
Online BankingFree
Automated CallPlusFree
Make Loan Payments At Shared Branching LocationsYes
Conduct Transactions Via Mail/FaxYes
Secure Messaging Through Online BankingYes
Check Rates & Apply

* Settlement fees may vary based on the requested loan amount.