Skip Ribbon Commands
Skip to main content

Home Equity Second Home Loan

Taking out a loan on a second home using a Security Service Federal Credit Union fixed-rate home equity loan has a variety of features. Get your money in a lump sum and make improvements on your home, consolidate debt, pay for a vacation, and more.

Consider a home equity loan for your second home loan if you prefer:

Mem​ber Reviews
  • Receiving your money in a lump sum (except in Colorado)
  • The security of a fixed-rate loan
  • Stable monthly payments
  • Borrowing a certain amount for a specific period of time (up to 180 months)

Second Home Loan Rates


 Rates are being displayed for the following zip code:Enter ZIP(Change)
To display data in this web part, enter filter values and click Retrieve Data.
Please call 1.800.681.4466 to apply for a Home Equity Second Home loan.
Online application is currently not available.


  • Security Service allows a maximum loan amount of up to 70% of the property's value
  • Security Service must be listed as the first lien holder on the property
  • Property must be the owner's secondary/vacation residence
  • Mobile homes and rental properties are not eligible


Financing available for properties in Texas, Colorado or Utah. Membership eligibility required. Loan subject to credit approval.

†  APR = Annual Percentage Rate. The APR is accurate as of 9/29/17.

Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected above based on the credit history, final loan-to-value, and mortgage loan program. Cash-out refinance transactions may be significantly different than the rates shown above.