Future Builder Certificate of Deposit (CD)

Benefit from higher rates and penalty-free1 access to your money with a Future Builder Certificate of Deposit2 (CD) from Security Service Federal Credit Union. Guarantee growth, with some of the highest 12-month CD rates in Texas, Colorado, and Utah.

Future Builder CD Features

  • 12-month fixed-rate CD
  • Open for as little as $250, $25,000 for Jumbo rates
  • Penalty-free withdrawals (up to 50% of the CD's balance per day)
  • Additional deposits allowed
  • No account fees
  • 90% of CD balance can be used as loan collateral

Additional CD Information

  • Interest3 is accrued daily, paid monthly
  • Allow your CD's monthly interest to grow or transfer it to your Security Service checking or savings account
  • Federally insured by the NCUA up to $250,000
  • To make withdrawals, a minimum $250 account balance must be maintained.

Become a Security Service Federal Credit Union Member!

Membership4 is required to open a Future Builder CD. There are thousands of ways to qualify. Membership qualification is a part of the application process.

Want More Term flexibility?

If you want the flexibility of shorter or longer CD terms, consider opening a Traditional CD or a Fixed-Rate IRA CD.


For complete details, refer to the Deposit Terms and Truth in Savings.

1 Unlimited withdrawals of any amount up to 50% of the CD balance per day. Penalty applies if withdrawal exceeds 50% of balance.
2 CDs are Share Certificates.
3 "Interest" referenced in the context of this page refers to "dividends."
4 A share account (either a Security Service Basic Savings Account or a Youth Savings Account ) with a $5 balance is required for join Security Service Federal Credit Union membership.