Certificates of Deposit (CDs)

Lock in higher interest1 rates than a savings account and avoid the risk of market-based investments with a Certificate of Deposit2 (CD) from Security Service Federal Credit Union.

Choose a CD That’s Right for You

Security Service offers some of the best credit union CD rates available in Texas, Colorado, and Utah. All Security Service CDs are federally insured up to $250,000.

Traditional CD

  • Open an account for as little as  $500
  • Earn higher interest than a savings account
  • 3 month - 7 year terms
  • Early withdrawal penalties apply

 View Rates & Open Account  
       Traditional CD Details


Future Builder CD

  • Open an account for as little as $250
  • Make penalty-free withdrawals and deposits before maturity3
  • 12-month term

 View Rates & Open Account​ 
       Future Builder CD Details​​


IRA CD (Fixed-Rate)

  • Start saving retirement for as little as $500
  • Secure, fixed-rate CD
  • Tax advantages
  • 3 month - 7 years terms

 View Rates & Open Account​ 
       IRA CD Details​​


Not a Member of Security Service Federal Credit Union?4

If you live, work, learn, or worship, in Texas, Colorado or Utah, there are thousands of ways to qualify for credit union membership. Find out if you qualify in the first step of the CD application.  ​​​


For complete details, refer to the Deposit Terms and Truth in Savings.

1 "Interest" referenced in the context of this page refers to "dividends."
2 CDs are Share Certificates.
3 Unlimited withdrawals of any amount up to 50% of the CD balance per day. Penalty applies if withdrawal exceeds 50% of balance.
4 A share account (either a Security Service Basic Savings Account or a Youth Savings Account ) with a $5 balance is required for Security Service Federal Credit Union membership.