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Security Service Basic Savings Account

Build savings for a new vehicle, unexpected expenses, and more while earning some of the best savings account rates in Texas, Colorado, or Utah.

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Basic Savings Account Features

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  • One of the savings accounts required for membership with Security Service Federal Credit Union2
  • $5 deposit required to open account
  • $100 minimum balance across all accounts is required to avoid a minimum balance fee
  • Earn interest1 while building up savings
  • Balance in savings account can be used as overdraft protection for a checking account
  • Additional transaction fees may apply

Benefits of a Security Service Savings Account

  • Access to free online banking
  • Unlimited ATM transactions

Personal Savings Rates - Earn Interest1

Product Dividend Rate% APY%††
Club Account0.10% 0.10% Open Account
Savings0.10% 0.10% Open Account
Youth Savings0.10% 0.10% Open Account

Want to Earn Higher Interest?
If you would like to earn a higher rate of return and the ability to write checks, consider opening a Security Service Money Market3 Account.


Want Your Account to Do More?

Would you like to earn interest and gain access to identity theft protection, smartphone coverage, cash back rewards, etc.? Compare our feature-rich Power Protected Checking to a traditional Money Market or Savings accounts.​


For complete details, refer to the Deposit Terms and Truth in Savings.

  1. "Interest" referenced in the context of this page refers to "dividends."
  2. Every member must open and maintain a share account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance in order to join Security Service Federal Credit Union.
  3. Money Market (MoneyFund) excess transaction fee – $10.00 per limited transaction in excess of six per calendar month. Limited transactions are non-teller or non-ATM transactions out of the account, such as check, online/phone transfers, automatic transfers, and ACH transactions.

 A $5 minimum balance is required to earn APY for all Savings and Money Market accounts.

† This Security Service Federal Credit Union Current Dividend Rates disclosure is incorporated as a part of and in addition to the All About Your Security Service Accounts brochure, the Security Service Truth in Savings brochure, and the Security Service Fee Schedule for Consumer Deposit Accounts. Please refer to these items for additional terms, conditions and limitations which may be associated with your specific account(s).

†† APY = Annual Percentage Yield. APY is accurate as of 1/19/18. The Dividend Rate and APY may change without notice at the discretion of the Security Service Federal Credit Union Board of Directors. Fees may reduce earnings on your account. Contact an employee for further information or to obtain current rate information at 1.888.415.7878.