A Traditional IRA might be a good choice for someone who expects to be in a lower income tax bracket in retirement, since taxes will be deducted at the time of distribution, rather than at the time of contribution.
Building your retirement savings with a Traditional IRA means you may not pay any taxes until you take distributions. Your contributions are also tax-deductible up to certain income limitations.
You may make contributions up to the age of 70½ and each tax year you can continue to make contributions through April 15th. You may begin to take penalty-free distributions at the age of 59½.
If you need to make a change or transfer an IRA, click on the appropriate form below.
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