Choosing to build your retirement savings with a Roth IRA means you pay taxes on your contributions up front by using after-tax dollars. This means you'll pay no taxes when you take distributions, which you may begin to take penalty-free distributions at the age of 59½.
General Rollover Limit
For 2015, IRA owners can only make one rollover from an IRA to another (or the same) in a 12-month period, regardless of the number of IRAs owned.*
- Trustee-to-trustee transfers between IRAs are not limited
- Rollovers from Traditional to Roth IRAs ("conversions") are not limited
For more information, visit irs.gov or speak with a tax advisor.
Already have an IRA?
If you need to make a change or transfer and IRA, click on the appropriate form below.
- Start a new Roth IRA - If you have recently retired or need to move a 401k account, use this form.
- Rollover Form - If you have recently retired or need to move a 401k account, use this form.
- Transfer Form - Use this form to consolidate all your retirement funds to Security Service.
Not a Security Service Member?
There are thousands of ways to qualify for membership
. Find out if you qualify in the first step of the application or stop by one of Security Service's branches
in Colorado, Texas, and Utah.*Previously, IRA owners were allowed one rollover per 12-month period for each IRA owned.
Must meet membership requirements and must open and maintain a Security Service Savings account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance.