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Security Service Checking Accounts

Choose the Power account that's right for you! Interested in identity theft protection? Want to earn cash back? Looking for a basic checking account?
At Security Service, you have options.​​​​​​​​

Enjoy competetive rates with a Cash Back or Rewards Points checking account.

Pick Your Power Checking Account

Power Protected Checking features identity theft protection, cash back, high interest2, and mobile phone coverage, all for the low monthly account fee of $6.1 Power Checking provides the convenience and flexibility of a checking account with no monthly account fee and free eStatements.

  • Identity theft detection & recovery services1
  • 10¢ cash back per debit card swipe2
  • Mobile phone coverage up to $2501
  • High interest2
  • Access to credit monitoring & Internet surveillance1

  • No monthly account fee & free eStatements
  • No minimum balance or direct deposit requirement
  • Free online & mobile banking
  • 30,000 free ATMs
  • Personalize your debit card

  • Available to young adults age 13-17
  • No monthly account fee & free eStatements
  • No minimum balance or direct deposit requirements
  • Free online & mobile banking
  • 30,00 free ATMs
  • Personalize your debit card

Not a Security Service Member?
There are thousands of ways to qualify for membership. Find out if you qualify in the first step of the application or stop by one of Security Service's branches in Colorado, Texas, and Utah.

Must meet membership requirements and must open and maintain a Security Service Savings account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance.
For complete details, refer to the All About Your Security Service Accounts, Truth in Savings, and Security Service Fee Schedule for Consumer Deposit Accounts

1) For details regarding Power Protected Checking benefits including additional terms, conditions, and limitations that apply to the services, visit the Power Protected Checking page. Monitoring services require online registration to activate. For specific details regarding coverage, please see Summary of Benefits – Evidence of Coverage. Some services may be limited or unavailable to non-U.S. citizens and persons residing outside the U.S. One bureau credit monitoring, annual credit report, and monthly credit score is provided by TransUnion®. Fully Managed Recovery Services are provided by InfoArmor, Inc. Mobile Phone coverage is provided by NXG Strategies, LLC and administered by Warrantech Corporation. ID Theft Expense Reimbursement Insurance is underwritten by Lyndon Southern Insurance, a member of the Fortegra family of companies. Coverage is not available in New York and may not be available in other jurisdictions in the future. Monthly account fee of $6 is waived for members with an average monthly balance of $50,000 or greater in one Power Protected Checking account. If average monthly balance falls below $50,000, the $6 monthly account fee will be charged. See Fee Schedule for full details. 2) "Swipe" does not include ATM transactions, returns, checks, or overdraft advances. The term "interest" refers to dividends. For complete rate and tier information, refer to the rate sheet or visit This offer is subject to change without notice.