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Fixed-Rate IRA Certificate of Deposit (CD)

Save for retirement by enjoying the same security of a Certificate of Deposit1 (CD) and the tax advantages of an individual retirement account (IRA) with a Fixed-Rate IRA CD from Security Service Federal Credit Union.

View CD Rates & Apply

Fixed Rate IRA CD

Why Should I Open a Fixed-Rate IRA CD?

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Risk-Free Retirement Savings

  • Fixed-rate, earn high interest2 with some of best IRA CD rates in Texas, Utah, and Colorado
  • Get the tax advantages of a Roth or Traditional IRA


  • Open for as little as $500, $25,000 for Jumbo rates
  • CD terms from 3 months to 7 years
  • No account fees
  • Interest accrued daily, paid monthly. Added earned interest back to CD's balance or transfer it to a Security Service savings or checking account.

Additional Information

  • Early withdrawal penalties apply and may vary by CD term
  • IRA funds cannot be co-mingled with regular savings or non-IRA funds

Want Penalty-Free Access to Your Money?

Consider opening a Future Builder CD, if you want the flexibility to withdrawal or deposit money before CD maturity.

Not a Security Service Member?
There are thousands of ways to qualify for membership. Find out if you qualify in the first step of the application or stop by one of Security Service's branches in Colorado, Texas, and Utah.

Must meet membership requirements and must open and maintain a Security Service Savings account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance.



For complete details, refer to the Deposit Terms and Truth in Savings.

  1. Certificates of Deposit (CDs) are Share Certificates.
  2. "Interest" referenced in the context of this page refers to "dividends."