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Future Builder Certificate

Benefit from higher rates and penalty-free1 access to your money with a Future Builder Certificate2 from Security Service Federal Credit Union. Guarantee growth, with some of the highest 12-month certificate rates in Texas, Colorado, and Utah.​
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Future Builder Certificate

Mem​ber Reviews
  • 12-month fixed-rate certificate
  • Open for as little as $250, $25,000 for Jumbo rates
  • Penalty-free withdrawals (up to 50% of the certificate's balance per day)
  • Additional deposits allowed
  • No account fees
  • 100% of certificate balance can be used as loan collateral

Additional Certificate Information

  • Interest3 is accrued daily, paid monthly
  • Allow your certificate's monthly interest to grow or transfer it to your Security Service checking or savings account
  • To make withdrawals, a minimum $250 account balance must be maintained.

Want More Term Flexibility?

If you want the flexibility of shorter or longer certificate terms, consider opening a Traditional Certificate or a Fixed-Rate IRA Certificate.

Not a Security Service Member?
There are thousands of ways to qualify for membership. Find out if you qualify in the first step of the application or stop by one of Security Service's branches in Colorado, Texas, and Utah.

Must meet membership requirements and must open and maintain a Security Service Savings account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance.







For complete details, refer to the Deposit Terms and Truth in Savings.

  1. Unlimited withdrawals of any amount up to 50% of the Certificate balance per day. Penalty applies if withdrawal exceeds 50% of balance.
  2. Certificates are Share Certificates.
  3. "Interest" referenced in the context of this page refers to "dividends."