Security Service Money Market Account

Get higher interest1 than a regular savings account while enjoying the flexibility of a checking account with a Money Market Account2 from Security Service Federal Credit Union.


With a Security Service Money Market Account...

  • Enjoy a high interest savings option as an alternative for long term investment accounts
  • Open for as low as $1,000
  • $1,000 minimum daily balance required, or a $10 monthly fee applies
  • Get check-writing and ACH privileges - up to 6 free transactions or transfers per month, fees apply after that
  • Interest is earned based on the account balance so you can earn more as your balance rises
  • Interest accrues daily, paid monthly
  • No monthly service fees apply if a minimum balance is maintained

Open a Money Market Account

Balance Tier APY% †† Dividend Rate%
$0.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.05% 0.05%
$25,000.00 - $49,999.99 0.05% 0.05%
$50,000.00 - $99,999.99 0.10% 0.10%
$100,000.00 - $249,999.99 0.15% 0.15%
$250,000.00 - $9,999,999.99 0.25% 0.25%

Note: Not all funding options are available for all Money Market tiers.


Want to Avoid Fees?

If you want a lower minimum account balance, and still earn interest on your savings, a Basic Savings Account is the best option for you.



Opening a savings account requires a credit union membership. Qualify during the online application process, which won’t take more than 10 minutes of your time – just select the rate you like to start the application.




For complete details, refer to the  Deposit Terms and  Truth in Savings.

  1. "Interest" referenced in the context of this page refers to "dividends."
  2. Money Market excess transaction fee – $10.00 per limited transaction in excess of six per calendar month. Limited transactions are non-teller or non-ATM transactions out of the account, such as check, online/phone transfers, automatic transfers, and ACH transactions.
  3. Every member must open and maintain a share account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance in order to join Security Service Federal Credit Union.


† This Security Service Federal Credit Union Current Dividend Rates disclosure is incorporated as a part of and in addition to the All About Your Security Service Consumer Accounts brochure, the Security Service Truth in Savings Disclosure, and the Fee Schedule for Deposit Accounts. Please refer to these items for additional terms, conditions and limitations which may be associated with your specific account(s).

†† APY = Annual Percentage Yield. APY is accurate as of 5/9/22. The Dividend Rate and APY may change without notice at the discretion of the Security Service Federal Credit Union Board of Directors. Fees may reduce earnings on your account. Contact an employee for further information or to obtain current rate information at 1.888.415.7878.