Security Service Roth Individual Retirement Account (IRA)

​This type of individual retirement account might be a good choice for someone who expects to be in a higher income tax bracket in retirement, since taxes are deducted before contribution with Roth IRAs, rather than at the time of distribution.


Roth IRA


Choosing to build your retirement savings with a Roth IRA means you pay taxes on your contributions up front by using after-tax dollars. This means you'll pay no taxes when you take distributions, which you may begin to take penalty-free distributions at the age of 59½.


Penalty-free Roth Distribution Requirements:

  • The member is age 59 ½ or older
  • The distribution will be considered as “penalty-free” once the five-year waiting period has been met.



Already have an IRA?

If you need to make a change or transfer an IRA, click on the appropriate form below.



Not a Security Service Member?

There are thousands of ways to qualify for membership.

Find out if you qualify in the first step of the application or stop by one of Security Service's branches  in Colorado, Texas, and Utah.

Must meet membership requirements and must open and maintain a Security Service Savings account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance.