Security Service Roth Individual Retirement Account (IRA)

This type of individual retirement account might be a good choice for someone who expects to be in a higher income tax bracket in retirement, since taxes are deducted before contribution with Roth IRAs, rather than at the time of distribution.

Roth IRA

Choosing to build your retirement savings with a Roth IRA means you pay taxes on your contributions up front by using after-tax dollars. This means you'll pay no taxes when you take distributions, which you may begin to take penalty-free distributions at the age of 59½.

Penalty-free Roth Distribution Requirements:

The member is age 59 ½ or older
The distribution will be considered as “penalty-free” once the five-year waiting period has been met.

Or apply at a Security Service Federal Credit Union location near you or by calling 1.800.451.2543.

Already have an IRA?

If you need to make a change or transfer an IRA, click on the appropriate form below.

Start a new Roth IRA :
If you have recently retired or need to move a 401k account, use this form.

IRA Asset Request Instructions :
Use this form to move IRA funds to SSFCU

Roth IRA Withdraw :
Use this form to withdraw funds from your Roth IRA

Roth IRA Contribution :
Use this form to add funds to your Roth IRA

Not a Security Service Member?

There are thousands of ways to qualify for membership.

Find out if you qualify in the first step of the application or stop by one of Security Service's branches in Colorado, Texas, and Utah.

Must meet membership requirements and must open and maintain a Security Service Savings account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance.

For additional details, refer to All About Your Security Service Consumer Accounts, Truth in Savings Disclosure, Mastercard Guide to Benefits for Debit Card Holders and Fee Schedule for Consumer Accounts.