Power Protected
Checking

Start Using Your Exclusive Benefits

Learn more about your exclusive benefits below.

Daily Credit Monitoring*

View your credit monitoring alerts and access your credit report and score2*.


To view, select Credit Report & Score from the benefits menu.

Phone Protection3

Your phone protection benefit helps cover the expense of repairing a broken phone or replacing a new one with up to $1,800 of coverage for any phone on your plan (up to two $900 claims per 12-month period, $50 deductible per claim applies.)


To file a claim, select Mobile Phone Protection from the benefits menu and fill out the form.

Member Discounts*

Redeem and print coupons online or access discounts from your smartphone to save at thousands of restaurants, attractions, hotels, car rentals, and airlines.


To access coupons, select Member Discounts from the benefits menu to browse deals and select coupons.

Fuel Savings4*

Save five cents per gallon at participating Shell stations.


To start saving, select Fuel Savings from the benefits menu then create your account.

Roadside Assistance3*

Your Roadside Assistance benefit covers up to $100 per occurrence for vehicle towing, fuel, oil, fluid/water delivery, battery, lock-out, and tire assistance. Max of 2 occurrences per 12-month period.


For more details, select Roadside Assistance from the benefits menu.

Telehealth5*

Access healthcare professionals with your zero copay Telehealth benefit. Consult with a US-based doctor 24/7 for urgent care or mental health for you and your family, plus discounts on prescriptions.


To schedule an appointment, select Telehealth from the benefits menu. First visit? Click Activate Your Benefit.

ID Theft Expense Reimbursement6

Get the support you need to help recover from the costly expenses associated with restoring your identity.


For additional claim instructions and details, select ID Theft Protection from the benefits menu, then click View Guide to Benefits under ID Theft Expense Reimbursement.

Social Media Monitoring*

Actively monitor your social media accounts with your Social Media Monitoring benefit. We will notify you if there are any indications your account has been compromised or taken over by someone else.


To register for monitoring, select ID Theft Protection from the benefits menu, then View Benefit Description in the Social Media Monitoring section.

Solicitation Manager*

Opt out of third-party solicitations such as pre-approved credit card offers, telemarketing calls, commercial mail, and coupons.


To opt out of third-party solicitations, select ID Theft Protection from the benefits box, then View Benefit Description in the Solicitation Manager section.

Identity Theft Resolution Service

Should you become a victim of identity theft, a dedicated fraud specialist will walk you through the recovery process and assist you until your credit and identity are restored.


To learn more, select ID Theft Protection from the benefits menu, then View Benefit Description in the Fully Managed Identity Theft Resolution Service section.

High Risk Transaction Monitoring*

Get alerted if someone is using your identity to conduct a high risk transaction at hundreds of participating banks, brokerages, payment services, cellular providers, insurance companies, retailers, and more.


To register for monitoring, select ID Theft Protection from the benefits menu, then Access Benefit in the High Risk Transaction Monitoring section.

Dark Web Monitoring*

Monitor your personal information on the dark web and receive alerts when your personal information is exposed online.


To register for monitoring, select ID Theft Protection from the benefits menu, then Access Dark Web Monitoring Now in the Dark Web Monitoring section.

Credit and Debit Card Registration

Register your credit and debit cards to help protect yourself in the event they are lost or stolen. If your card is lost or stolen, simply call the Benefits Center and we will work quickly to notify card issuers and request replacement cards.


To register your cards, select ID Theft Protection from the benefits menu, then Register/Edit Cards in the Credit and Debit Card Registration section.

Free Banking Services

Order official checks, money orders, and domestic wire transfers free of charge.

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Earn Interest7 on Your Balance

Balance Tier Dividend Rate APY†† Range
$0.00 - $10,000.00 0.05% 0.05%
$10,000.01 - $25,000.00 0.10% 0.05% to 0.08%
$25,000.01 - $50,000.00 0.20% 0.08% to 0.14%
$50,000.01 - $100,000.00 0.50% 0.14% to 0.32%
$100,000.01 - $250,000.00 0.75% 0.32% to 0.58%
$250,000.01+ 1.00% 0.58% to 0.79% 

You can also access your Checking Benefits on the mobile app.

 

Federally insured by NCUA. Membership eligibility required.

*Registration/activation required.

1) For complete product details, refer to the linked SSFCU disclosures below and the applicable terms and conditions, Guide to Benefits and/or insurance documents for the relevant benefits.

2) Credit score is a VantageScore 3.0 based on TransUnion data. Third parties may use a different type of credit score to assess your creditworthiness.

3) Mobile Phone Protection: up to $900 maximum coverage per claim, $50 deductible applies. Two claims per 12-month period. 24/7 Roadside Assistance: up to $100 per occurrence, two occurrences per 12 month period. Refer to Guide to Benefits for complete details of coverage and exclusions.

4) Restrictions apply. Go to FuelRewards.com for details. Power Protected members who activate this offer will receive extended Gold Status at participating Shells.

5) Available for the accountholder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.

6) The Identity Theft Expense Reimbursement benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Policyholder or its respective affiliates for the benefit of its members. Please refer to the Guide to Benefit and actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

7) Interest refers to dividends.

† Security Service Power Protected Checking is a Blended Rate Tier account, which means the dividend rate noted above will only be paid on the portion of your daily balance within each Balance Tier. Depending on the balance in the account, the annual percentage yield (APY) will fall within the range listed. For example, if you have $23,000 in your account, you will earn .05% on the first $9,999.99 and .10% on the next $13,000.01. The highest APY is calculated based on a balance of $250,000.

†† APY = Annual Percentage Yield. APY is accurate as of 11/9/24. Rates are variable and subject to change without notice.

All About Your Security Service Consumer Accounts, Truth in Savings Disclosure, Fee Schedule for Consumer Accounts, Security Service Debit Mastercard Guide to Benefits