Share Certificates

Lock in higher interest1 rates than a savings account and avoid the risk of market-based investments with a Certificate2  from Security Service Federal Credit Union.


Share Certificates

Choose a Certificate That's Right for You

Security Service offers some of the best credit union certificate rates available in Texas, Colorado, and Utah.


Want Your Account to Do More?

Would you like to earn interest and gain access to identity theft protection, smartphone coverage, cash back rewards, etc.? Compare our feature-rich Power Protected Checking to a traditional Share Certificate account.



Traditional Certificate

  • Open an account for as little as $500
  • Earn higher interest than a savings account
  • 3 month - 7 year terms
  • Early withdrawal penalties may apply



Future Builder Certificate

  • Open an account for as little as $250
  • Make penalty-free withdrawals and deposits before maturity3
  • Additional deposits allowed
  • 12-month term



IRA Certificate (Fixed-Rate)

  • Open an account for as little as $500
  • Start saving retirement for as little as $500
  • Secure, fixed-rate certificate
  • Tax advantages
  • 3 month - 7 years terms



Not a Security Service Member?

There are thousands of ways to qualify for membership.

Find out if you qualify in the first step of the application or stop by one of Security Service's branches  in Colorado, Texas, and Utah.

Must meet membership requirements and must open and maintain a Security Service Savings account (either a Security Service Basic Savings Account or a Youth Savings Account) with a $5 balance.



For complete details, refer to the  Deposit Terms and  Truth in Savings.

  1. "Interest" referenced in the context of this page refers to "dividends."
  2. Certificates are Share Certificates.
  3. Unlimited withdrawals of any amount up to 50% of the certificate balance per day. Penalty applies if withdrawal exceeds 50% of balance.