Business Contacts

We know you’re busy, so our number one priority is to serve you as efficiently and effectively as possible. Contact us by phone or email to get answers to your questions, or make an appointment today – your Commercial Services Representative is waiting to hear from you! ​​Email us at commercialservices@ssfcu.org.​

Business Management

Our management team has a combined 60 years of experience in the banking industry. We support our members with the personal service they need as they grow their businesses.

Jason Pendergist
SVP, Head of Commercial Services 210.476.4166 Email Jason
Todd Evett
VP Commercial Fulfillment 210-347-0638 Email Todd
Yvonne Fernandez
Vice President, Commercial Operations 210.877.4449 Email Yvonne
Janet Parcenue
Vice President, Commercial Credit Risk Officer 210.877.4668 Email Janet
Earl Geddes
Assistant Vice President, Manager Business Underwriting 210.476.45489 Email Earl
M. Todd Freedman
Assistant Vice President, Commercial Loan Team Lead, Texas & Colorado 210.476.4594 Email Todd
D. Spencer Yeates
Assistant Vice President, Commercial Loan Team Lead, Utah 801.488.6705 Email Spencer
Delma Pacheco
Assistant Vice President, Small Business Lending Team Lead, All Markets 210.476.4910 Email Delma

Contact Us

Whether you are in Texas, Colorado, or Utah, we are here to serve you. Call, write, or email today.

Commercial Services Department
15000 W Interstate 10
San Antonio, TX 78249


1.866.397.4480(Business or Commercial Loans)


1.866.809.6338(other questions)

Texas Business Team

The experienced loan officers at Security Service Federal Credit Union will be there for you and your business needs. Our business team is waiting to answer any questions!

Darren G. Hetland
Senior Commercial Loan Officer, Texas 210.476.4426 Email Darren
Jonathan Pina
Senior Commercial Loan Officer, Texas 210.476.4426 Email Jonathan
Matt Jackson
Commercial Loan Officer, Texas 210.476.4698 Email Matt
Joyce Castillo
Sr. Small Business Loan Officer, Texas 210.476.4968 Email Joyce
Jamie Johnston
Sr. Small Business Loan Officer, Texas 210.842.5075 Email Jamie
Ramon Carmona
Small Business Loan Officer, Texas 210.476.4086 Email Ramon

Colorado Business Team

The experienced loan officers at Security Service Federal Credit Union will be there for you and your business needs. Our business team is waiting to answer any questions!

Timothy Steves
Commercial Loan Officer, Colorado 303.727.6521 Email Timothy
Aaron Talbot
Sr. Commercial Loan Officer, Colorado 303.727.6457 Email Aaron

Utah Business Team

The experienced loan officers at Security Service Federal Credit Union will be there for you and your business needs. Our business team is waiting to answer any questions!

Travis DeVere
Sr. Commercial Loan Officer, Utah 801.488.6705 Email Travis
Brian Guevara
Sr. Commercial Loan Officer, Utah 801-488-6778 Email Brian
Thomas Mathews
Sr. Small Business Loan Officer, Utah 801.488.6760 Email Thomas
Robb Reger
Sr. Commercial Loan Officer, Utah 801.488.6702 Email Robb