Tap, Pay, Be On Your Way with Microsoft Wallet

November 15, 2016  

If you have a Windows 10 mobile device, you can now use Microsoft Wallet, a simple and secure cloud-based mobile payment technology, to pay for your purchases with just a tap of your cell phone.


Enjoy Cardless Convenience

Take advantage of the freedom to pay at hundreds of thousands of places, including popular stores, coffee shops and restaurants. Just look for the following Contactless Payment symbol or the Microsoft Wallet logo...


Universal Contactless Symbol
Microsoft Wallet



How do I get Microsoft Wallet on my phone?

Microsoft Wallet is pre-installed on the Lumia 950 or 950 XL, or is available for download from the Microsoft Store. First, open the app and sign in with your Microsoft Account. Once you are signed in, click on the Add a payment card link and follow the next steps to add a credit or debit card.

Which phones support tap and pay with Microsoft Wallet?

The Lumia 650, 950 and 950 XL running Windows 10 Mobile. See the latest list of supported phones at www.microsoft.com/wallet.

What do I need in order to use the Microsoft Wallet?

The Microsoft Wallet app, a supported credit or debit card that has been enrolled and linked, and a retailer that supports and has enabled contactless payments.


What Security Service cards can I use with Microsoft Wallet?

The following Service credit and debit cards may be used with Microsoft Wallet:

Additionally, you may store your store loyalty, rewards, and membership cards within Microsoft Wallet.

How many cards can I keep in my Microsoft Wallet?

You can store as many cards in your Microsoft Wallet as you wish.


How do I authorize a card on my phone if the credit card is associated with my family member’s account?

Whomever is listed as the primary cardholder will receive a request for authentication from the issuing bank. He or she can pass that information to you to verify the card on your phone.

Is it safe to use the Microsoft Wallet?

When you tap to pay, Microsoft Wallet sends a single-use transaction number and an encrypted security code that won't work for any other purchase, person, or device. This, plus the device PIN you use to unlock your phone makes paying with Microsoft Wallet more secure than using the actual card alone.

At which retailers can I use Microsoft Wallet tap to pay?

Tap to pay with Microsoft Wallet uses the same NFC and contactless payment technology used by other mobile wallets and contactless cards. As a result, there are several hundred thousand retail locations supported by Microsoft Wallet for tap to pay.

What is NFC and where do I find it?

NFC stands for near-field communication, and it enables your phone to securely communicate with the payment terminal. Look for the NFC contactless payment symbol in retail locations as an indicator of where tap to pay with Microsoft Wallet may be used.
Universal Contactless Symbol