Regular Share Certificates

Lock down a higher rate...for as long as you want.

(Similar to the products called "CDs" or "Certificates of Deposit" by other institutions)

• Rates are determined by length of time and amount deposited.
• Open a certificate with as little as $500.
• Invest for as little as 12 months, or up to 7 years.
• Earn jumbo returns when you open a Jumbo Certificate ($25,000+).
• Your earnings can be compounded, transferred to another SSFCU account, or an external account.
• Unlike annuities, your money is completely insured and you will never lose principal.
• In addition to the rate increase options, you can also invest your IRA funds in the Rate Climber CD or use your CD for collateral on a loan!
• Current certificate rates

Future Builder Share Certificates

A one-year certificate that allows you to save at a great rate and allows you to deposit to and withdraw from the certificate to suit your needs!

• If you are getting a tax refund, now is the best time to save with a Future Builder Share Certificate. You can open a Future Builder Share Certificate with as little as $250.
• Save the entire year with unlimited deposits; no minimum or maximum.
• Withdraw your money whenever you need it. The Future Builder Share Certificate is flexible and allows you to withdraw up to 50% of the certificate’s balance.
• Better yet, if you need some quick cash, you can use your certificate as collateral for a loan and pay yourself back at a low rate.

Rate Climber CD

With our Rate Climber CD you have the opportunity to take advantage of increasing
rates throughout the term and enjoy additional benefits.

Security Service's Rate Climber CD is a 5-year certificate that allows you to upgrade the rate twice during the term of the CD.

• You can open the CD with as little as $500 and receive an excellent opening rate - while "securing"
  the ability to increase your rate 2 more times during the term of the CD.
• In addition to the rate increase options, you can also invest your IRA funds in the Rate Climber CD or use your CD for collateral on a loan!